Direct path
- Projected borrowing
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- 10-year loan
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- Money after core bills
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- Debt-free around
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SFC KINGSoutheast Missouri
REALITY CHECK 2.0 • SFC KING
This is not just a college-cost calculator anymore. Build the school plan, connect it to a real career, see the debt, build the monthly life, then compare what changes when a Missouri Army National Guard path is added.
No commitment. No contact info required to use the tools. Planning estimates only.THE JOURNEY
Work left to right. Each step carries the same goal forward so you are comparing the same future—not random benefit numbers.
COLLEGE → CAREER → DEBT
Use this tool when college is part of your plan. Pick schools, majors, transfer paths, and funding to see what the numbers could actually look like.
Pick a school and choose a major from the dropdown. The 2026–27 tuition estimate fills itself in, and schools with major-based pricing update again when the major changes. School choices also show the current tuition estimate right in the list.
STEPS 4–6 • LIFE → GUARD → RESULTS
Your school price is only part of the decision. This uses the school, career, salary and borrowing from the Reality Check above, then adds the bills that show up every month after graduation.
Start with a preset, then change anything. These are planning estimates, not a promise of what your exact bills or taxes will be.
Planning model only. It does not include raises, retirement contributions, emergencies, every tax, every military entitlement, drill pay, bonuses or investment returns. MGIB-SR and Kicker are treated only as education support where already modeled by the Reality Check.
You can ask for a walkthrough, ask for information only, or leave it here. No commitment to join.
NEXT STEP
Bring the numbers. We can talk through what is realistic and what still needs verified.
COMPARE TO THE MISSOURI GUARD
The Guard comparison applies eligible education assistance first and models the qualifying tuition/mandatory-fee balance at $0 when the current Missouri tuition-and-fee waiver/assistance requirements are met. Housing, food, transportation and other personal costs remain separate.
YOUR RESULTS • YOUR CHOICE
If the Reality Check or Life After Graduation simulator raised questions about tuition, student loans, monthly cash flow, Guard education benefits, or what your plan could look like, send me the basics.
Complete the Reality Check to share your plans and request information.
Start Reality Check